Capgemini Launches pKYC Sandbox to Modernize Compliance and Streamline Risk Management

Capgemini has introduced a new perpetual Know-Your-Customer (pKYC) sandbox to help financial institutions move away from static compliance processes toward continuous, event-driven customer risk assessment. The offering provides a secure testing ground for organizations to pilot advanced KYC capabilities, evaluate their effectiveness, and demonstrate regulatory readiness without jeopardizing sensitive data.

The sandbox is designed to support financial institutions in shifting to a dynamic compliance model that automates alerts based on material changes in a customer’s profile. This allows for faster reassessment of risk and a more proactive approach to anti-money laundering (AML) compliance. Rather than relying on scheduled reviews, the pKYC model responds in real time, aligning better with regulators' growing expectations for continuous monitoring.

Built with a modular and cloud-agnostic architecture, the sandbox supports integration with both internal systems and external data sources. It enables firms to visualize the pKYC process, identify operational inefficiencies, and quantify potential business impact. By simulating KYC transformation in a controlled environment, institutions can refine workflows and build a case for full-scale adoption with lower risk.

The pKYC sandbox adds to Capgemini’s broader portfolio of financial crime and compliance services, bolstered by its recent acquisition of Delta Capita BV. This follows the earlier integration of Exiger’s FCC division and reflects Capgemini’s continued investment in helping financial institutions modernize their risk management and compliance strategies.

Capgemini’s perpetual KYC (pKYC) sandbox is built with modularity and extensibility in mind, making it an attractive offering for channel partners looking to differentiate in the compliance and financial services market. Its open architecture enables integration with a range of RegTech solutions, APIs, and third-party data providers—giving system integrators, managed services providers (MSPs), and compliance-focused ISVs multiple touchpoints for collaboration.

For channel partners, Capgemini’s pKYC sandbox presents an opportunity to gain ground in the fast-evolving and highly regulated financial services sector. Its flexible, modular design allows partners to co-develop or integrate tools such as identity verification, document recognition, and risk scoring engines. Partners can also build managed compliance services that leverage the sandbox environment for real-time monitoring and continuous assurance, or create packaged solutions tailored for banks, fintechs, and insurers seeking to modernize legacy KYC operations.